The City of Richardson has finished a housing needs assessment and
housing gap analysis. The first of at least two City Council meetings
devoted to reviewing the study was held October 27, 2025.
The meeting discussed strategies for affordable housing and missing middle
housing in Richardson. Zoning changes would be required to build housing on
land currently zoned commercial use. Other strategies included Housing Finance
Corporations, Public Facility Corporations, Opportunity Zones, Community Land
Trusts, Community Development Block Grants, and more, all of which offer
different variations on tax breaks or other financial incentives for builders,
owners, or the City itself. Using city-owned parcels for small, pilot projects
is another option. The council debated the desired balance between market
forces and subsidized housing, the availability of mixed-income and
senior-friendly housing, and the importance of not concentrating poverty by
integrating affordable housing into existing developments.